Browse our recent work to see how Morgan Contracting helps homeowners throughout Raleigh and surrounding communities repair storm-damaged roofs and complete full roof replacements.
Storm damage isn’t always limited to the shingles you can see right away. We inspect the roofing system for missing or damaged shingles, affected flashing, visible structural concerns, and other signs that warrant further attention. A detailed inspection gives you documentation of the roof’s condition before repairs begin.
Photos, measurements, written scopes, and detailed descriptions can give you useful information when discussing roof damage with your insurance company. We document the affected areas and explain the recommended work so you have a clearer record of what the roofing project involves.
Your insurance company and its adjuster determine what your policy covers. Our role is to assess the roof, explain the damage we find, and provide information about the repairs or replacement needed. We stay available to answer questions about the roofing work as the claim moves forward.
Morgan Contracting is veteran-owned and operated, with an emphasis on accountability, clear communication, and attention to detail. You’ll get straightforward information about your roof rather than being pushed toward work that isn’t necessary.
Morgan Contracting was fantastic to work with. Alex worked with us through the entire process and helped get the most from our insurance claim. The crew did a great job installing our roof on a very hot day. They started very early and were able to finish the job by evening. Alex followed up with us to make sure we were satisfied and we couldn't be happier. We highly recommend Morgan Contracting (Previously AMDS)! A+ Service!
Roofing
Morgan Contracting (Previously AMDS) did a great job replacing my roof! They communicated in a courteous and timely fashion every step of the way. Their work is professional, thorough, and efficient. They answered all of my questions, installed a superior product, and left my property clean!
Roofing
We recently had our roof done by Morgan Contracting and it was a great experience. Alex, Cameron, and Devin were professional, and friendly. They were with us throughout the entire process and was always available to answer any questions we had. We love our new roof!
Roofing, Leak Repair
We start with a roof inspection to look for signs of wind, hail, and other storm-related damage. We examine the shingles and visible roofing components, note affected areas, and look for issues that may require a closer look.
Photos and detailed notes create a record of the roof damage and help show which areas were affected. We can also prepare a written scope describing the recommended repairs or replacement so you have clear information about the roofing work involved.
Once you have the inspection and documentation, we can walk through what needs to be repaired or replaced. If your insurance company sends an adjuster, you can share the inspection findings and roofing documentation with them as part of your claim. The insurer ultimately determines coverage and payment under your policy.
After the scope of work is approved and the project is ready to move forward, our roofing team completes the necessary repairs or installs the new roofing system. We finish the project with a final walkthrough and cleanup so you know what was completed.
An independent roof inspection can help you understand whether there is visible storm damage before you file a claim. If damage is present, photographs and other documentation can give you a clearer record to provide to your insurance company. North Carolina’s Department of Insurance recommends documenting damage and contacting your insurer promptly after a loss.
Coverage depends on your specific policy and the cause of the damage. Homeowners policies can cover perils such as wind and hail, but those coverages may be excluded or handled under separate policies in some situations. Your insurance company can explain what your policy covers and what deductible applies.
Generally, the deductible is the portion of a covered loss you are responsible for paying under your policy. Wind and hail deductibles can sometimes be percentage-based rather than a flat dollar amount, so check your declarations page and policy.
Temporary measures may be appropriate when they’re needed to prevent additional damage, but North Carolina’s Department of Insurance advises homeowners to document the damage first and avoid permanent repairs until the insurance company has had an opportunity to inspect the property when feasible. Keep receipts for reasonable emergency expenses and check with your insurer about reimbursement.
Yes. Wind and hail can affect roofing components in ways that aren’t always obvious from the ground. An inspection can identify damaged shingles, flashing issues, and other visible signs that may need further investigation. Documenting the condition of the roof soon after a storm can also help establish when the damage occurred.
Insurance policies can set their own requirements for reporting a loss, so homeowners should review their policy and notify their insurer promptly after damage occurs. North Carolina law also contains a three-year limitation period for certain actions to recover under property insurance policies, but that does not mean homeowners should wait to report a loss.
Storm damage is stressful enough without trying to figure out what’s happening on the roof at the same time. Start with a detailed inspection, document what happened, and get a clear explanation of the roofing work your Raleigh home may need.
Contact Morgan Contracting to schedule your free roof inspection and take the next step with your insurance roof claim.
